Meaning :
Pious' means 'godly, religious, devout, reverential. 'Pious
obligation' means duty of a Hindu due to deep devotion to religion.
Hindu law states that 'He who having received a sum lent or the like
does not repay it to the owner will be born hereafter in his creditors
house a slave, a servant or a woman or a quadruped '. As per Hindu
scriptures, it is the holy duty of a son to pay off or discharge his
father's debts. The religious obligation is attached to the son as well
as grandson and to the great grandson also, on the ground that all the
three are coparceners with others by their birth.
It is said that non-payment of debts is a sin and also a
crime. Any person, who died leaving the debts behind cannot go to
heaven. The 'putra' i.e. the son, son's son and son's son's son by
repaying/clearing off such debts, discharges his parted father/ancestor
from the indebtedness and enables/facilitates him to reach the heaven.
This duty or obligation of a son to repay the debts of the deceased
father ( parted ancestor ) is rested upon a special doctrine, known as
"The Doctrine of Pious Obligation" - However, this obligation extends to
non-avyavaharika (or vyavaharika) debts only. Avyavaharika debt is one,
which is taken for illegal or immoral purpose. Eg :- Gambling, Races
etc.
Relevant Cases
The Supreme Court in - Anthony Swamy V. M.R. Chinaswamy
koundan (AIR 1970 SC 223), the doctrine of Pious Obligation is not
merely a religious doctrine but has passed into the realm of law. The
doctrine is a necessary and logical corollary to the doctrine of the
right of the son by birth to a share of the ancestral property and both
these conceptions are correlated. The liability on the son to pay the
debt of his father is not a gratuitous Obligation thrust on him by Hindu
law but is a salutary counter balance to the principal that the son
from the moment of his birth acquires along with his father an interest
in the joint family property. The doctrine is in consonance with
justice, equity and good conscience.
Again in Venkatesh Dhonddev Deshpande V. Son, Kusum
dattatraya Kulkarini (AIR 1978 SC 1791), the court observed that where
the father as karta contracted the debts for family purposes, the son's
as members of the family are bound to pay the debts to the extent of
their interests in the coparcenary property,
Under Old Law, the doctrine (Obligation to discharge the
debts) arises after the death (of the father). But, according to the
modern doctrine (new law) the Obligation arises even during the life
time of the father (Brij vs. Mangal prasad, 46, all. 951 (PC). Further,
under the old law, the son had an obligation to pay the debts with
interest. The grandson was liable for the principal amount only (i.e.
without interest). The great grandson was not liable, unless he had
received the property from the ancestor. But according to the modern
doctrine/law all i.e. son, son's son and son's son's son are liable to
pay the debts with interest.
When the father being the karta/Manager of a Hindu joint
family contracts a loan for legal necessary, the loan is binding on all
the members of the joint family. If he incurs debts, for his personal
purpose, he is personally liable. To clear off such debts, he may have
to alienate his personal property or his son's property. In son's
property is alienated, his son should not question him.
Good information thank you so much.
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